Thank you for taking the time to complete our short survey. Understanding the reasons why people find themselves with unmanageable debts and how it affects their lives is an essential part of the charity's work. We are only able to do this with your help.

How much interest do you think short-term payday loan companies charge?

Are you struggling with debt as a result of high interest payday loans?

What did you need the money for?

Do you feel you were fully informed by the lender about the interest rate being charged, the total amount that you would be paying back and any administration fees that would be charged?

If you hadn’t been able to obtain the payday loan, what would you have done instead?

Do you think the government should cap interest rates on short-term loans?